Great West Casualty trucking insurance
The call goes to an independent agency, not to Great West Casualty.
- AM Best financial strength rating: A+ (Superior)
- Fleet sizes you can quote: 1 unit through 100+ units
- Where coverage is unavailable: Alaska, Hawaii, Massachusetts, and New York
- Claim handling: managed in-house by Great West
AM Best financial strength rating for Great West Casualty.
ratings.ambest.comFleet sizes accepted on the online quote form.
orgreatwest.comFederal liability minimum for for-hire trucks 10,001+ lbs.
49 CFR 387.9In-house trucking claims line open 24 hours a day.
orgreatwest.comHotshot and truck coverage cost per month
| A month | Applies to | Source |
|---|---|---|
| $665 to $1,165 | An established hotshot business with a clean driving record | Trucking Insurance Services |
| $1,000 to $1,800 | A hotshot in the first two years with your own new MC number | Trucker Path Insurance |
An agent prices your own truck, record and routes; Great West Casualty quotes can land above or below these ranges.
Great West Casualty offers insurance for trucking businesses. It serves everyone from a solo owner-operator to a fleet of 100 trucks or more, and the company reports being in this business since 1956. It carries an A+ (Superior) financial strength rating, handles claims in-house, and currently writes no business in Alaska, Hawaii, Massachusetts, or New York.
Great West insurance programs for trucking
This company writes insurance for trucking businesses. It covers owner-operators, small businesses, and large fleets. Both kinds of setups can qualify: hauling under your own authority, or leasing your truck to a motor carrier. Having your own authority means the federal government lets you haul freight for pay on your own, rather than borrowing another company's permission to do it.
On the quote form, you can select any fleet size, from 1 unit through 100+ units, so even a one-truck business is welcome to request a quote. Policyholders may also qualify for incentive and discount programs at no extra charge.
What is Great West Casualty Company?
This insurer underwrites, administers, and issues the policies itself, working alongside 2 Old Republic affiliates. Great West Casualty Company is the name printed on your policy, and the Old Republic group backs it up.
AM Best assigns Great West an A+ (Superior) rating for financial strength. The grade reflects the insurer's ability to pay the claims it owes.
How do Great West Casualty claims work?
Report any incident right away, so the file opens while details are fresh.
Coverage types in a truck policy
LiabilityPays for injuries and damage your truck causes to other people. The federal minimum is $300,000 to $5,000,000.
Motor truck cargoPays for the load you haul if it is damaged or stolen. Most brokers ask for $100,000.
Physical damageRepairs or replaces your own truck and trailer after a crash, fire or theft.
Non-trucking liabilityCovers a driver working for a trucking company who uses the truck between loads, off the job.
BobtailCovers a truck you drive for a trucking company when it has no trailer, such as a pickup heading home after dropping a load.
Trailer interchangePays for damage to a trailer you pull for someone else under a written trailer-sharing agreement.
Because claims are handled in-house rather than by an outside firm, you talk with staff employed by the insurer that wrote your policy. Round-the-clock help matters in this line of work, because breakdowns and crashes can happen at any time.
Great West truck insurance coverage
Three pieces of the coverage deserve a closer look before you compare quotes:
- Commercial auto liability: the standard policy already includes broader pollution coverage, with no added endorsement needed. An endorsement is an add-on form that changes what a policy covers, so having this built in means one less thing to ask for.
- Broad form cargo: according to the company, its cargo policy pays for many losses other insurers exclude. On top of your cargo limit, it also pays up to $10,000 for cleanup and pollution removal, which helps when a load spills onto the road.
- Lease and financed value coverage: this pays the difference when the balance you still owe on the truck exceeds its actual cash value after the truck is declared a total loss. Actual cash value means the truck's value on the date of the loss, with age and wear taken off.
Liability is the only coverage where the government sets a minimum. Your required amount depends on the truck's weight rating, that is the highest loaded weight listed by the manufacturer on the door label, plus the freight you carry.
| Your operation | Minimum liability limit required by federal rules |
|---|---|
| General freight for hire, only vehicles rated below 10,001 lbs | $300,000 |
| General freight for hire, vehicles rated 10,001 lbs or more, crossing state lines | $750,000 |
| Placarded hazmat for hire (including oil and hazardous waste), 10,001 lbs or more | $1,000,000 |
| Bulk hazmat in tanks, explosives, poison gas, or radioactive materials | $5,000,000 |
Many brokers want more coverage than the federal minimum demands. Amazon Relay and Uber Freight, along with C.H. Robinson and TQL, all ask for $1,000,000 for auto liability plus $100,000 for cargo, because buying only the bare minimum could stop you from booking loads with them.
Great West Casualty owner operator coverage
Truckers who work under their own authority or a lease to a motor carrier can use this program. For leased drivers, the lease has to give the carrier exclusive possession and control of your truck, plus its use for the full lease period, and that condition comes from a federal rule rather than from Great West.
Owner-operator coverage can be gathered into a single package named Choice Coverage Plus. Among the owner-operator options are lease value and financed value coverage, helpful when the loan balance on a new truck you financed is higher than what the truck would fetch at sale.
If you haul under your own authority, the insurer files proof of liability with FMCSA using Form BMC-91 or BMC-91X, and the MCS-90 endorsement gets added to your policy. Your insurer must make that filing within 20 days of the publication of your authority application, or the application gets dismissed, so start arranging insurance early.
Getting a quote
The quote page collects details about your operation, then an agent reaches out. No price appears on screen.
- Pick your fleet size on the quote form, from 1 unit to 100+ units.
- Submit the form. According to the company, an agent will reach out to you after you send it.
- Have the weight rating for your truck and the kind of freight you carry ready, because they determine how much liability coverage the law requires.
Want to compare several insurers at the same time? The call line on this page connects you with an independent agent who writes for trucking companies, not with Great West directly.
As a rough benchmark, hotshot truckers spend about $896 a month on commercial auto insurance, which works out to $10,757 yearly. Your own quote may come in higher or lower, since your truck, record, and routes all shape what you pay.
Hotshot rigs and what they need
Dually with a gooseneckA pickup with double rear wheels and a trailer that hitches in the truck bed. Most are rated 10,001 pounds or more together, so the minimum is $750,000.
Bumper-pull flatbed behind a pickupAn open trailer on the back bumper of a pickup. Rated under 10,001 pounds together, the minimum is $300,000; at 10,001 pounds or more, $750,000.
Car haulerA trailer built to carry cars. The same minimum by weight, plus cargo insurance for as much as the cars are worth.
Insurers that write small trucks and hotshots
One independent agent can quote several of these for the same truck. Logos belong to their owners; none of these companies runs this site.
Common questions about Great West
Who owns the company?
According to AM Best, Old Republic International Corporation is the ultimate parent. Great West serves as the trucking insurer within that larger Old Republic group.
Is Great West a solid insurer?
AM Best affirmed the insurer's A+ (Superior) rating, giving it a stable outlook dated April 29, 2026. A stable outlook tells you the rating agency sees no near-term change coming to the grade.
Can I insure a pickup and trailer with Great West?
On its public pages, the company starts fleet sizes at 1 unit and says nothing about weight classes. If every truck you run is rated under 10,001 lbs, federal rules call for at least $300,000 in liability. If any truck is rated 10,001 lbs or more and you haul general freight across state lines, the minimum is $750,000.
Sources
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Compare Great West Casualty with other quotes
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