Trucking insurance companies
These insurers cover hotshots, small fleets, and owner-operators; the specifics come from their own websites. One independent agent can get quotes on the same truck from several of them.
| Company | Who it names as its customer | How you buy | Its own site |
|---|---|---|---|
 Progressive Commercial | Box trucks, semis, and hotshot pickups rated Class 3 to 5 are among the many trucks Progressive Commercial insures, though coverage is not available in all states or for all vehicles. | Online quote, about 7 minutes | Official site |
 Sentry | Solo owner-operators and large fleets can both use Sentry trucking insurance, but only trucking-focused agencies sell it. | Only through trucking-focused agencies | Official site |
 Northland | Since 1948, Northland has provided trucking insurance for owner-operators and fleets. | Through one of its general agents | Official site |
 Canal Insurance | Fleets of 1 to 10 power units (Express) and 11 or more (Fleet) | Through one of its 28 general agents | Official site |
 OOIDA | Owner-operators under their own authority, and leased drivers | Through OOSI, OOIDA’s own agency | Official site |
 Great West Casualty | One truck up to 100 or more; not written in Alaska, Hawaii, Massachusetts or New York | Online quote form | Official site |
 GEICO | Owner-operators and small fleets of up to 9 vehicles; names hot-shotters | Online quote, or call a truck specialist | Official site |
 State Farm | Cars, pickups, box trucks, flatbeds, vans and farm vehicles; for-hire freight is not named | A local State Farm agent | Official site |
 Nationwide | Pickups, vans, utility trucks and box trucks up to 20,000 lbs; no semis | Speak with an agent for a quote | Official site |
 Travelers | Commercial auto up to $1,000,000 liability; owner-operators go to Northland | An independent insurance agent | Official site |
 Hudson Insurance Group | Fleets of 200 to 2,000 power units and regional carriers; not 1-truck hotshots | Through an agent | Official site |
Each company’s page has its limits, ratings and sources. Federal minimums are the same for every company: $300,000 under 10,001 lbs and $750,000 at 10,001 lbs or more for paid loads across state lines.
Ask an agent to price your rig
Insurance is not sold by Hotshot Insure. An independent agent who places policies for hotshots and small trucks prices your rig by phone; you can also send your details.
Getting a quote is free, and buying is optional.
